What does this total include?

The published Home Office charges on the route to settlement: the visa fee, the Immigration Health Surcharge for every year and every applicant, the maintenance funds you must evidence, and — where you include them — the settlement fee, the Life in the UK test, naturalisation and the ceremony. It is the sum of the fees, not the cost of living.

Why is the health surcharge so large?

Because it is charged per person per year of the visa, in advance, and a family of four on a five-year visa pays it twenty times over. It is routinely the largest single line in a UK migration budget and the one people discover last.

Are these the current fees?

They were read off GOV.UK on 15 August 2026 and are marked verified. Home Office fees are revised on their own schedule — check the link above before committing money to a plan built on them.

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Cost estimate

UK total migration cost builder

Adds up what the whole journey costs — visa, health surcharge, extension, settlement and citizenship — for you and everybody coming with you.

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The grid, the source and the method are above — this is the tool that runs them against your own answers.

A free account is enough. We do not charge to calculate, and your answers are not stored against your account.

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The route this scores for

Skilled Worker Visa

A score is only half the answer. The route page has what United Kingdom actually requires, what it costs, where you would file it from, and how long it takes — every figure quoted from the official page it came from.

See the full route

What this grid asks

The criteria below are the ones the published grid scores, grouped the way the authority groups them. They are restated here from the source linked above, so you can see what the calculator will ask before you start.

Your visa

Length of your first grant, in years: 1–5
Are you applying from inside the UK?: Yes or no
Is the job on the Immigration Salary List?: Yes or no
Length of an extension, in years (0 for none): 0–5

Who is coming

Adults on the application, including you: 1–2
Children under 18: 0–8

How far you are planning

Include indefinite leave to remain?: Yes or no
Include British citizenship?: Yes or no
Add the priority processing service?: Yes or no

Notes and caveats

The Immigration Skills Charge — up to £1,000 per sponsored year — is paid by your employer and cannot lawfully be passed on to you, so it is not in this total.
The settlement, Life in the UK and naturalisation fees come from the published Home Office schedule rather than a page we re-read today. Check the current fee table before budgeting.
Children who are already settled are registered as British rather than naturalised, on a different fee that is not included here.

Common questions

What does this total include?: The published Home Office charges on the route to settlement: the visa fee, the Immigration Health Surcharge for every year and every applicant, the maintenance funds you must evidence, and — where you include them — the settlement fee, the Life in the UK test, naturalisation and the ceremony. It is the sum of the fees, not the cost of living.
Why is the health surcharge so large?: Because it is charged per person per year of the visa, in advance, and a family of four on a five-year visa pays it twenty times over. It is routinely the largest single line in a UK migration budget and the one people discover last.
Are these the current fees?: They were read off GOV.UK on 15 August 2026 and are marked verified. Home Office fees are revised on their own schedule — check the link above before committing money to a plan built on them.

Fursa is an independent information service, not a law firm or a registered immigration adviser. These tools implement published rules; they are not legal advice and they do not decide anything.